Cheap travel insurance – schedule of benefits

OULdirect.com provides low cost, flexible travel insurance.  Our policies include the following cover and benefits.

Single Trip & Annual Travel Insurance

Our flexible travel insurance cover enables you to choose from 3 levels of cover – Bronze, Silver and Gold, to suit your holiday and your budget.


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BronzeSilverGold
 Standard Excess £250£200£150
 Medical Excess £250£250£200
Cancellation Up to £500Up to £750Up to £3,000
Curtailment Up to £500Up to £750Up to £3,000
Medical Expenses Up to £5,000,000Up to £10,000,000Up to £10,000,000
Dental Limit £250£250£250
Hospital Benefit £20 per 24 hours up to a maximum of £800£10 per 24 hours up to a maximum of £500£20 per 24 hours up to a maximum of £1,500
Personal Accident
Death £5,000£10,000£15,000
Loss of Limb / Sight £5,000£10,000£15,000
Permanent Total Disablement £5,000£10,000£15,000
Travel Delay £10 for the first 12 hours, £10 per next 12 hours up to a maximum of £100£15 for the first 12 hours, £15 per next 12 hours up to a maximum of £250£20 for the first 12 hours, £10 per next 12 hours up to a maximum of £100
Abandonment Up to £500 after 24 hoursUp to £750 after 24 hoursUp to £3,000 after 24 hours
Missed Departure Up to £250Up to £500Up to £500
Personal Baggage Up to £200Up to £500Up to £1,500
Single Item Limit No coverNo coverNo cover
Valuables Limit £100£150£250
Spectacles / Sunglasses £75£75£75
Laptop Cover £200£500£500
Delayed Baggage (after 24 hours) No coverUp to £100Up to £100
Personal Money No coverUp to £100Up to £250
Cash Limit No coverNo cover£500
Loss of Passport No coverUp to £250Up to £250
Personal Liability Up to £2,000,000Up to £2,000,000Up to £2,000,000
Rented Accommodation Limit £100,000£100,000£100,000
Legal Costs and Expenses Up to £25,000Up to £25,000Up to £25,000
Catastrophe Up to £250Up to £500Up to £500
Hijack £25 per day up to £500£30 per day up to £500£40 per day up to £500
Petcare No coverNo coverNo cover
Scheduled Airline Failure and End Supplier Failure No coverNo coverNo cover
Cruise Cover No coverNo coverOptional
Gadget Cover OptionalOptionalOptional
Natural Catastrophe OptionalOptionalOptional
Travel Disputes OptionalOptionalOptional
Missed Connection Cover OptionalOptionalOptional
Hazardous Activities Category A IncludedIncludedIncluded
Hazardous Activities Category B OptionalOptionalOptional
Hazardous Activities Category C OptionalOptionalOptional
Winter Sports Cover OptionalOptionalOptional
Business Cover OptionalOptionalOptional
Golf Cover OptionalOptionalOptional
Wedding Cover OptionalOptionalOptional
Remove Cancellation/Curtailment No coverOptionalOptional
Remove Baggage and Money No coverOptionalOptional
Terrorism Cover Extension OptionalOptionalOptional


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