Cheap travel insurance – schedule of benefits

OULdirect.com provides low cost, flexible travel insurance.  Our policies include the following cover and benefits.

Single Trip & Annual Travel Insurance

Our flexible travel insurance cover enables you to choose from 3 levels of cover – Bronze, Silver and Gold, to suit your holiday and your budget.


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Bronze Silver Gold Gold Annual
  Standard Excess £ 300 £ 200 £ 100 £ 100
  Medical Excess £ 300 £ 200 £ 100 £ 100
Cancellation £750 £1,500 £3,000 £3,000
Curtailment £750 £1,500 £3,000 £3,000
Missed Departure and Travel Delay
Missed Departure £250 £500 £500 £500
Travel Delay £10 per each full 12 hrs up to £100 £15 per each full 12 hrs up to £100 £20 per each full 12 hrs up to £100 £20 per each full 12 hrs up to £100
Abandonment £750 £1500 £3,000 £3,000
Personal Accident
Death £5,000 £10,000 £15,000 £15,000
Loss of Limb / Sight £5,000 £10,000 £15,000 £15,000
Permanent Total Disablement £5,000 £10,000 £15,000 £15,000
Emergency Medical and Repatriation Expenses (Not Private Medical) £5,000,000 £10,000,000 £10,000,000 £10,000,000
Country of Residence Limit £1,000 £1,000 £1,000 £1,000
Funeral Expenses Abroad £1,500 £1,500 £1,500 £1,500
Hospital Benefit £10 per each full 24 hrs up to £500 £20 per each full 24 hrs up to £800 £20 per each full 24 hrs up to £1,500 £20 per each full 24 hrs up to £1,500
Emergency Dental Treatment £350 £350 £350 £350
Loss of Medication No Cover No Cover No Cover No Cover
Personal Possessions £500 £750 £1,000 £1,000
Single Item Limit £100 £150 £250 £250
Valuables Limit £100 £150 £250 £250
Prescription Spectacles £75 £75 £75 £75
Laptop Cover £500 £500 £500 £500
Delayed Baggage No Cover £100 £100 £100
Personal Money No Cover £100 £250 £250
Cash Limit No Cover £100 £250 £250
Loss of Passport and Travel Documents No Cover £250 £250 £250
Personal Liability £2,000,000 £2,000,000 £2,000,000 £2,000,000
Rented Accommodation Limit £100,000 £100,000 £100,000 £100,000
Legal Costs and Expenses £25,000 £25,000 £25,000 £25,000
Catastrophe £250 £500 £500 £500
Hijack £25 per day up to £500 £40 per each full 24 hrs up to £500 £40 per each full 24 hrs up to £500 £40 per each full 24 hrs up to £500
Kennel and Cattery Expenses No Cover No Cover £30 per each full 12 hrs up to £500 £30 per each full 12 hrs up to £500
  Cruise Cover Optional Optional Optional Optional
  Phones, Tablets & Other Gadgets Extension Optional Optional Optional Optional
  Natural Catastrophe Optional Optional Optional Optional
  Missed Connection Cover Optional Optional Optional Optional
  Hazardous Activities Category A Included Included Included Included
  Hazardous Activities Category B Optional Optional Optional Optional
  Hazardous Activities Category C Optional Optional Optional Optional
  Winter Sports Cover Optional Optional Optional Optional
  Business Cover Optional Optional Optional Optional
  Golf Cover Optional Optional Optional Optional
  Wedding Cover Optional Optional Optional Optional
  Remove Cancellation/Curtailment No cover Optional Optional No cover
  Remove Baggage and Money No cover Optional Optional No cover
  Terrorism Cover Extension Optional Optional Optional Optional
  Pet Cancellation and Curtailment Optional Optional Optional Optional


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