Cheap travel insurance – schedule of benefits

OULdirect.com provides low cost, flexible travel insurance.  Our policies include the following cover and benefits.

Single Trip & Annual Travel Insurance

Our flexible travel insurance cover enables you to choose from 3 levels of cover – Bronze, Silver and Gold, to suit your holiday and your budget.


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Bronze Silver Gold
  Standard Excess £ 250 £ 200 £ 150
  Medical Excess £ 250 £ 250 £ 200
Cancellation Up to £500 Up to £750 Up to £3,000
Curtailment Up to £500 Up to £750 Up to £3,000
Medical Expenses Up to £5,000,000 Up to £10,000,000 Up to £10,000,000
Dental Limit £250 £250 £250
Hospital Benefit £20 per 24 hours up to a maximum of £800 £10 per 24 hours up to a maximum of £500 £20 per 24 hours up to a maximum of £1,500
Personal Accident
Death £5,000 £10,000 £15,000
Loss of Limb / Sight £5,000 £10,000 £15,000
Permanent Total Disablement £5,000 £10,000 £15,000
Travel Delay £10 for the first 12 hours, £10 per next 12 hours up to a maximum of £100 £15 for the first 12 hours, £15 per next 12 hours up to a maximum of £250 £20 for the first 12 hours, £10 per next 12 hours up to a maximum of £100
Abandonment Up to £500 after 24 hours Up to £750 after 24 hours Up to £3,000 after 24 hours
Missed Departure Up to £250 Up to £500 Up to £500
Personal Baggage Up to £200 Up to £500 Up to £1,500
Single Item Limit No cover No cover No cover
Valuables Limit £100 £150 £250
Spectacles / Sunglasses £75 £75 £75
Laptop Cover £200 £500 £500
Delayed Baggage (after 24 hours) No cover Up to £100 Up to £100
Personal Money No cover Up to £100 Up to £250
Cash Limit No cover No cover £500
Loss of Passport No cover Up to £250 Up to £250
Personal Liability Up to £2,000,000 Up to £2,000,000 Up to £2,000,000
Rented Accommodation Limit £100,000 £100,000 £100,000
Legal Costs and Expenses Up to £25,000 Up to £25,000 Up to £25,000
Catastrophe Up to £250 Up to £500 Up to £500
Hijack £25 per day up to £500 £30 per day up to £500 £40 per day up to £500
Petcare No cover No cover No cover
Scheduled Airline Failure and End Supplier Failure No cover No cover No cover
  Cruise Cover No cover No cover Optional
  Gadget Cover Optional Optional Optional
  Natural Catastrophe Optional Optional Optional
  Travel Disputes Optional Optional Optional
  Missed Connection Cover Optional Optional Optional
  Hazardous Activities Category A Included Included Included
  Hazardous Activities Category B Optional Optional Optional
  Hazardous Activities Category C Optional Optional Optional
  Winter Sports Cover Optional Optional Optional
  Business Cover Optional Optional Optional
  Golf Cover Optional Optional Optional
  Wedding Cover Optional Optional Optional
  Remove Cancellation/Curtailment No cover Optional Optional
  Remove Baggage and Money No cover Optional Optional
  Terrorism Cover Extension Optional Optional Optional


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