Cheap travel insurance – schedule of benefits

OULdirect.com provides low cost, flexible travel insurance.  Our policies include the following cover and benefits.

Single Trip & Annual Travel Insurance

Our flexible travel insurance cover enables you to choose from 3 levels of cover – Bronze, Silver and Gold, to suit your holiday and your budget.


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Bronze Silver Gold
  Standard Excess £ 250 £ 200 £ 150
  Medical Excess £ 250 £ 250 £ 200
Cancellation Up to £500 Up to £750 Up to £3,000
Curtailment Up to £500 Up to £750 Up to £3,000
Medical Expenses Up to £5,000,000 Up to £10,000,000 Up to £10,000,000
Dental Limit £250 £250 £250
Hospital Benefit £20 per 24 hours up to a maximum of £800 £10 per 24 hours up to a maximum of £500 £20 per 24 hours up to a maximum of £1,500
Personal Accident
Death £5,000 £10,000 £15,000
Loss of Limb / Sight £5,000 £10,000 £15,000
Permanent Total Disablement £5,000 £10,000 £15,000
Travel Delay £10 for the first 12 hours, £10 per next 12 hours up to a maximum of £100 £15 for the first 12 hours, £15 per next 12 hours up to a maximum of £250 £20 for the first 12 hours, £10 per next 12 hours up to a maximum of £100
Abandonment Up to £500 after 24 hours Up to £750 after 24 hours Up to £3,000 after 24 hours
Missed Departure Up to £250 Up to £500 Up to £500
Personal Baggage Up to £200 Up to £500 Up to £1,500
Single Item Limit No cover No cover No cover
Valuables Limit £100 £150 £250
Spectacles / Sunglasses £75 £75 £75
Laptop Cover £200 £500 £500
Delayed Baggage (after 24 hours) No cover Up to £100 Up to £100
Personal Money No cover Up to £100 Up to £250
Cash Limit No cover No cover £500
Loss of Passport No cover Up to £250 Up to £250
Personal Liability Up to £2,000,000 Up to £2,000,000 Up to £2,000,000
Rented Accommodation Limit £100,000 £100,000 £100,000
Legal Costs and Expenses Up to £25,000 Up to £25,000 Up to £25,000
Catastrophe Up to £250 Up to £500 Up to £500
Hijack £25 per day up to £500 £30 per day up to £500 £40 per day up to £500
Petcare No cover No cover No cover
Scheduled Airline Failure and End Supplier Failure No cover No cover No cover


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