OULdirect.com can provide great value cheap travel insurance cover for lots of sports and activities that you might want to enjoy on holiday. It is vital to make sure that you have the appropriate travel insurance cover for any adventure sports or activities before you travel.
OUL Direct can provide the following sports travel insurance cover
Cover for over 50 sports and adventurous activities as standard e.g. tennis, cycling, scuba diving up to 18m, water skiing with 12 nautical miles of shore & surfing.
Option to add extra cover for over 100 sports and adventurous activities e.g. rugby, horse riding, bungee jumping, hot air ballooning & white water rafting.
Adding sports & activities: What is covered
Adding the appropriate level of activity cover will extend Section B1: Curtailment and Section B2: Medical expenses to provide cover for you whilst taking part in hazardous activities for recreational purposes only, where the activity is not the sole purpose of your trip. (In this instance, sole purpose shall mean taking part in hazardous pursuits on more than 50% of the number of days of your booked trip).
No cover is provided for taking part in competitions or in any professional capacity.
Please note. You will not be covered under Section B9: Personal Liability, whilst taking part in hazardous activities or sports.
For full terms and conditions and a list of all the sports and activities that can be covered please read our policy wording.
See which sports and activities can be covered as standard, and which can be added to your travel insurance policy.
Your cover automatically includes the Activities listed below at no additional cost.
Cover for the following activities that are considered to be Hazardous Pursuits is included provided they are incidental to the trip (not sole purpose) and for recreational purposes only, not for competitions or any professional activity.
For the purpose of Hazardous Pursuits SOLE PURPOSE shall mean: taking part in any hazardous Pursuits on more than 50%, of the number of days of your booked trip.
Personal Liability Cover does not apply when participating in any Hazardous Activities.
Angling/Fishing (Fresh Water)
Archery*
Badminton
Bamboo Rafting
Banana Boating
Baseball
Basketball
Beach Games
Billiards
Blade Skating
Board Sailing-Inshore only
Boating
Body Boarding- Inshore only
Boogie Boarding- Inshore only
Bowls
Canoeing
Catamaran Sailing- Inshore only
Clay Pigeon Shooting*
Cricket
Croquet
Cross Country Running
Curling
Cycling (excluding off-road, BMX or Mountain Biking)
Dancing
Darts
Dinghy Sailing
Disc Golf
Doughnut
Dragon Boat Racing
Fell walking up to 2000 metres
Fruit or Vegetable Picking (under 3 metres)
Glass Bottom Boats
Goalball
Golf
Handball
Hiking up to 2000 metres(excluding the use of picks, ropes and guides)
Hobbie Catting* - Inshore only
Ice-skating (rink only)
Jet Biking - Inshore only*
Jet Boating - Inshore only*
Jet Skiing - Inshore only*
Jogging
Kayaking- Inshore only and up to white water grade 3
Kite Boarding
Kite Surfing
Korfball
Laser Tag
Low Ropes
Motorcycling up to 50cc (Excluding Quad biking)
Netball
Non-Manual Labour – excluding Animal Sanctuary/Refuge work
Orienteering
Parascending (towed by boat)
Pilates
Pony Trekking
Pool
Power Boating -Inshore only
Rackets
Racquet Ball
Rafting - Inshore only and up to white water grade 3
Rambling up to 2000 metres(excluding the use of picks, ropes and guides)
Roller skating
Rounder’s
Rowing
Sail Boarding -Inshore only
Sailing- Inshore
Scuba diving* (up to 18 metres)
Sea Fishing (From Shore)
Snooker
Snorkelling
Softball
Spinning
Squash
Surfing - Inshore only
Swimming - (Pool and within a marked area with a lifeguard only)
Swimming off a boat (with a qualified supervisor in attendance i.e a lifeguard)
Swimming with dolphins
Sydney Harbour Bridge Climbing (Professional, organised and supervised)
Table tennis
Ten Pin Bowling
Tennis
Theme Parks
Trampolining
Trekking up to 2000 metres(excluding the use of picks, ropes and guides)
Tubing
Tug of War
Volleyball
Wakeboarding
Walking up to 2000 metres(excluding the use of picks, ropes and guides)
Water Parks
Water Polo
Water-skiing – Inshore only and no jumping
Whale Watching
Windsurfing - Inshore only
Yachting- Inshore
Yoga
Hazardous Activities Category B
Includes cover for all the activities listed in Category A, plus the Activities listed below.
Cover for the following activities that are considered to be Hazardous Pursuits is included provided they are incidental to the trip (not sole purpose) and for recreational purposes only, not for competitions or any professional activity.
For the purpose of Hazardous Pursuits SOLE PURPOSE shall mean: taking part in any hazardous Pursuits on more than 50%, of the number of days of your booked trip.
Personal Liability Cover does not apply when participating in any Hazardous Activities
Animal/Camel/Elephant/Horse/Riding under 7 days
Breathing Observation Bubble (BOB) up to 18 metres,
Bungee Jump* - No Personal Accident cover
Charity Rallies (no racing) - Sole purpose of trip is covered
Cycle Touring - Sole purpose of trip is covered
Deep Sea Fishing -Inshore only
Dog Sledging
Fell Walking(between 2000 and 3000 metres altitude) - Sole purpose of trip is covered
Fencing
Flying a private plane or small aircraft*
Flying as a passenger in a private or small aircraft*
Football
Glacier Walking
Go Karting up to 250cc
Gorilla Trekking - Sole purpose of trip is covered
Gymnastics
Hiking between 2000 and 3000 metres altitude (excluding the use of picks, ropes and guides) - Sole purpose of trip is covered
Hockey - (Field)
Hot Air Ballooning*
Hydro Zorbing
Manual/Farm Work* (ground level only no machinery - excluding Animal Sanctuary/Refuge work)
Motorcycling* (between 51cc – 125cc no racing) as a rider or passenger. When using the vehicle, either as a driver or passenger, a helmet must always be worn. The rider must hold an appropriate UK licence (Excluding Motorcycle Touring)
Paint Balling
Passenger Sledge
Quad Biking* (no racing) under 125cc as a rider or passenger. When using the vehicle, either as a driver or passenger, a helmet must always be worn. The rider must hold an appropriate UK licence
Rambling between 2000 and 3000 metres altitude (excluding the use of picks, ropes and guides) - Sole purpose of trip is covered
Reindeer Sledge
Safari (UK booked and not involving use of firearms) - Sole purpose of trip is covered
Scuba Diving* (between 18 and 30 metres)
Sea Canoeing -Inshore only*
Sea Kayaking -Inshore only*
Soccer
Trekking between 2000 and 3000 metres altitude (excluding the use of picks, ropes and guides) - Sole purpose of trip is covered
White Water Canoeing* (Grade 4)
White Water Kayaking* (Grade 4)
White Water Rafting* (Grade 4)
Wind Tunnel Flying
Hazardous Activities Category C
Includes cover for all the activities listed in Categories A and B, plus the Activities listed below.
Cover for the following activities that are considered to be Hazardous Pursuits is included provided they are incidental to the trip (not sole purpose) and for recreational purposes only, not for competitions or any professional activity.
For the purpose of Hazardous Pursuits SOLE PURPOSE shall mean: taking part in any hazardous Pursuits on more than 50%, of the number of days of your booked trip.
Personal Liability Cover does not apply when participating in any Hazardous Activities
Abseiling
Big Foot
Devil Karting*
Dirt Boarding
Gaelic Football
Glacier Skiing
Gliding*
Horse riding over 7 days (no Polo Hunting or Jumping
Hurling
Ice Fishing
Ice Hockey - With full body protection
Kick Boxing (Training only)
Lacrosse/Shinty
Manual Work* (ground level only including the use of light hand held machinery)
Marathon
Martial Arts (Training only)
Motorcycling over 125cc*. Must have a full Clean Licence and be over the age of 25 years as a rider or passenger. When using the vehicle, either as a driver or passenger, a helmet must always be worn (Excluding Quad biking and Motorcycle Touring)
Octopush
Off Piste Skiing (with a professional guide/instructor within recognised resort areas)
Off Piste Snowboarding (with a professional guide/instructer within recognised resort areas)
Outdoor Endurance Events)
River Tubing
Roller Hockey
Rugby
Sand Boarding
Sand Dune Surfing
Sand Skiing*
Sand Yachting
Segway (Supervised, non-competitive)
Shark Diving* (Cage only)
Skate Boarding
Ski Run Walking
Ski Yawing
Ski-Dooing
Skiing - Sole purpose of trip is covered
Skiing (Cross Country)
Skiing (Dry Slope)
Sledging
Snow Blading - Sole purpose of trip is covered
Snow Boarding - Sole purpose of trip is covered
Snow Bobbing
Snow Carting up to a 125cc*
Snow Decking
Snow Go Karting
Snow Kiting
Snow Mobiling
Snow Parascending
Snow Scooting
Snow Shoe Walking
Snow Shoeing
Snow Tubing
Snow Zorbing
Snowboarding (Dry Slope)
Snowcat Driving*
Snowcat Skiing
Summer Tobogganing
Swimming (open Water)
Swimming off a boat (Unsupervised and/ or no lifeguard)
Swimming with Dolphins (Open Water)
Tobogganing
Tree Top Canopy Walking
Triathlon
Water Hockey
White Water Canoeing (Grade 5 to 6)
White Water Kayaking* (Grade 5 to 6)
White Water Rafting (Grade 5 to 6)
Yachting (crewing) – Offshore but within European waters - Sole purpose of trip is covered
Zip Lining
Adventure travel insurance
If your holiday plans include taking part in extreme sports or adventurous activities, it is vital to make sure you have appropriate travel insurance.
Cover for additional adventure sports and hazardous activities can be added to OUL Directs single trip and annual policies. Simply add the cover you need when you get a sports travel insurance quote.
You can choose the level of cover to suit the particular sport or activity that you will be taking part in. So if you need extreme sports travel insurance that includes cover for abseiling, you will need to add Hazardous Activities Category C to your premium in the policy options section when you get a quote online.
Sports and activities can be added to our single trip, annual and backpacker policies when you get a cheap travel insurance quote
We are currently in the process of changing our insurer. While this work continues, we have
temporarily paused sales of new policies. Existing policies are unaffected, and we can assist with
policy queries or amendments as normal either over the telephone or via your customer login.
Whilst we are making these changes we have partnered with
JustTravelCover.com,
where you should be able to find suitable cover from a panel of insurers.
