OULdirect.com can provide great value cheap travel insurance cover for lots of sports and activities that you might want to enjoy on holiday. It is vital to make sure that you have the appropriate travel insurance cover for any adventure sports or activities before you travel.
OUL Direct can provide the following sports travel insurance cover
Cover for over 50 sports and adventurous activities as standard e.g. tennis, cycling, scuba diving up to 18m, water skiing with 12 nautical miles of shore & surfing.
Option to add extra cover for over 100 sports and adventurous activities e.g. rugby, horse riding, bungee jumping, hot air ballooning & white water rafting.
Adding sports & activities: What is covered
Adding the appropriate level of activity cover will extend Section B1: Curtailment and Section B2: Medical expenses to provide cover for you whilst taking part in hazardous activities for recreational purposes only, where the activity is not the sole purpose of your trip. (In this instance, sole purpose shall mean taking part in hazardous pursuits on more than 50% of the number of days of your booked trip).
No cover is provided for taking part in competitions or in any professional capacity.
Please note. You will not be covered under Section B9: Personal Liability, whilst taking part in hazardous activities or sports.
For full terms and conditions and a list of all the sports and activities that can be covered please read our policy wording.
See which sports and activities can be covered as standard, and which can be added to your travel insurance policy.
Your cover automatically includes the Activities listed below at no additional cost.
Cover for the following activities that are considered to be Hazardous Pursuits is included provided they are incidental to the trip (not sole purpose) and for recreational purposes only, not for
competitions or any professional activity.
For the purpose of Hazardous Pursuits SOLE PURPOSE shall mean: taking part in any hazardous Pursuits on more than 50%, of the number of days of your booked trip.
Personal Liability Cover does not apply when participating in any Hazardous Activities.
Aerobics/Dancing/Pilates/Yoga
Angling/Fishing(Fresh Water)
Archery
Badminton
Banana Boating/Doughnut/Tubing
Baseball
Basketball
Beach Games
Blade Skating
Board Sailing and Sail Boarding-Inshore only
Body Boarding/Boogie Boarding and Surfing-Inshore only
Bowls
Canoeing
Kayaking and Rafting(Inshore only up to white water grade 3)
Clay Pigeon Shooting
Cricket
Croquet
Cross Country Running
Curling
Cycling(excluding off-road, BMX or Mountain Biking)
Dragon Boat Racing
Fell walking/ Rambling/ Trekking/ Hiking/ Walking up to 2000 metres
Fruit or Vegetable Picking(under 3 metres)
Glass Bottom Boats
Goalball
Golf
Handball
Ice-skating(rink only)
Jet Boating-Inshore only
Jet Skiing/Biking-Inshore only
Jogging
Kite Boarding/Surfing
Motorcycling up to 50cc(Excluding Quad biking)
Netball
Non-Manual Labour–excluding Animal Sanctuary/Refuge work
Parascending(towed by boat)
Pony Trekking
Pool, Billiards and Snooker
Power Boating-Inshore only
Rackets/Racquet Ball/ Squash
Roller skating
Rounder’s
Sailing
Rowing
Yachting
Bamboo Rafting
Boating
Dinghy Sailing
Catamaran Sailing/Hobbie Catting-Inshore only
Scuba diving(up to 18 metres)
Sea Fishing (From Shore)
Snorkelling
Softball
Spinning
Swimming(Pool and within a marked area with a lifeguard only)
Swimming with dolphins
Table tennis
Ten Pin Bowling
Tennis
Theme Parks
Trampolining
Tug of War
Volleyball
Wakeboarding/Water-skiing–Inshore only and no jumping
Water Parks
Water Polo
Whale Watching
Windsurfing-Inshore only
Hazardous Activities Category B
Includes cover for all the activities listed in Category A, plus the Activities listed below.
Cover for the following activities that are considered to be Hazardous Pursuits is included provided they are incidental to the trip (not sole purpose) and for recreational purposes only, not for
competitions or any professional activity.
For the purpose of Hazardous Pursuits SOLE PURPOSE shall mean: taking part in any hazardous Pursuits on more than 50%, of the number of days of your booked trip.
Personal Liability Cover does not apply when participating in any Hazardous Activities
Animal/Camel/Elephant/Horse/Riding under 7 days
Breathing Observation Bubble (BOB) up to 18 metres
Bungee Jump-No Personal Accident cover
Charity Rallies(no racing)-Sole purpose of trip is covered
Cycle Touring-Sole purpose of trip is covered
Deep Sea Fishing-Inshore only
Dog Sledging/Passenger/Reindeer Sledge
Fell Walking/Hiking/Rambling/Trekking(between 2000 and 3000 metres altitude)-Sole purpose of trip is covered
Fencing
Fives
Flying a private plane or small aircraft
Flying as a passenger in a private or small aircraft
Football/Soccer
Glacier Walking
Go Karting up to 250cc
Gorilla Trekking-Sole purpose of trip is covered
Gymnastics
Hockey(Field)
Hot Air Ballooning
Hydro Zorbing
Manual/Farm Work(ground levelonly no machinery-excluding Animal Sanctuary/Refuge work)
Motorcycling(between 51cc – 125cc no racing) as a rider or passenger. When using the vehicle, either as a driver or passenger,a helmet must always be worn. The rider must hold an appropriate UK licence (Excluding Motorcycle Touring)
Paint Balling
Quad Biking(no racing) under 125cc as a rider or passenger. When using the vehicle, either as a driver or passenger, a helmet must always be worn. The rider must hold an appropriate UK licence
Safari(UK booked and not involving use of firearms)-Sole purpose of trip is covered
Scuba Diving(between 18 and 30 metres)
Sea Canoeing/Kayaking-Inshore only
White Water Canoeing/Rafting/Kayaking(Grade 4)
Wind Tunnel Flying
Hazardous Activities Category C
Includes cover for all the activities listed in Categories A and B, plus the Activities listed below.
Cover for the following activities that are considered to be Hazardous Pursuits is included provided they are incidental to the trip (not sole purpose) and for recreational purposes only, not for
competitions or any professional activity.
For the purpose of Hazardous Pursuits SOLE PURPOSE shall mean: taking part in any hazardous Pursuits on more than 50%, of the number of days of your booked trip.
Personal Liability Cover does not apply when participating in any Hazardous Activities
Abseiling
Devil Karting
Dirt Boarding
Fell Running/Walking/ Hiking/ Rambling/Trekking(between 3000 and 6000 metres altitude)-Sole purpose of trip is covered
Gaelic Football
Glacier Skiing
Gliding
Horse riding over 7 days(no Polo Hunting or Jumping)
Hurling
Ice Fishing
Ice Hockey-With full body protection
Kick Boxing(Training only)
Lacrosse/Shinty
Manual Work(ground level only including the use of light hand held machinery)
Martial Arts(Training only)
Motorcycling over 125cc. Must have a full Clean Licence and be over the age of 25 years as a rider or passenger. When using the vehicle, either as a driver or passenger, a helmet must always be worn (Excluding Quad biking and Motorcycle Touring)
Octopush/Water Hockey
Off Piste Skiing(with a professional guide/instructor within recognised resort areas)
Outdoor Endurance Events/ Marathon/ Triathlon
Roller Hockey
Rugby
Shark Diving (Cage only)
Sand Boarding/Sand Dune Surfing/Skiing
Sand Yachting
Skate Boarding
Ski-Dooing/Snow Mobiling
Ski Run Walking
Ski Yawing
Skiing(Cross Country)
Skiing(Dry Slope)
Skiing -Sole purpose of trip is covered
Big Foot
Sledging
Snow Blading - Sole purpose of trip is covered
Snow Boarding - Sole purpose of trip is covered
Snow Bobbing/Snow Scooting
Snow Decking
Snow Go Karting/Snow Carting up to a 125cc
Snow Parascending
Snow Shoe Walking/Snow Shoeing
Snow Tubing
Snow Zorbing
Snow Kiting
Snowboarding(Dry Slope)
Snowcat Diving
Snowcat Skiing
Summer Tobogganing
Swimming (open water)
Swimming off a boat (Unsupervised and/or no lifeguard)
Swimming with Dolphins (Open Water)
Tobogganing
Tree Top Canopy Walking/Zip Lining
White Water Canoeing/Rafting/Kayaking(Grade 5 to 6)
Yachting(crewing)–Offshore but within European waters-Sole purpose of trip is covered
Adventure travel insurance
If your holiday plans include taking part in extreme sports or adventurous activities, it is vital to make sure you have appropriate travel insurance.
Cover for additional adventure sports and hazardous activities can be added to OUL Directs single trip and annual policies. Simply add the cover you need when you get a sports travel insurance quote.
You can choose the level of cover to suit the particular sport or activity that you will be taking part in. So if you need extreme sports travel insurance that includes cover for abseiling, you will need to add Hazardous Activities Category C to your premium in the policy options section when you get a quote online.
Sports and activities can be added to our single trip, annual and backpacker policies when you get a cheap travel insurance quote
