Holiday Insurance

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Book now, and if your trip dates change, we’ll change your policy with no admin fee

  • There is no cover available relating to COVID-19, except for the emergency medical expenses section.
  • You must not travel against Foreign and Commonwealth Office advice.
  • Insurance must start no earlier than 17 May 2020.
  • If you need to change the dates of your trip, we can move your single trip insurance to any date before the end of 2021, with no admin charge.

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section.

Important: Our policies will not provide any cover whilst the Foreign & Commonwealth Office (FCO) are advising against travel. Buy a policy now to get instant cover once the travel ban is lifted.

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Whatever you’re doing on holiday, and wherever you’re going, holiday insurance doesn’t have to break the bank – cheap holiday insurance from OUL Direct means that you can get great value holiday insurance cover for you and your family, while knowing that you’re covered by respected underwriters and emergency medical assistance companies.

OUL Direct has all your holiday insurance needs covered, with a wide range of sports and activities covered as standard, as well as many exotic and adventurous activities able to be added to your holiday insurance cover.

Cover and benefits – Holiday insurance

Holiday insurance from OUL Direct provides the following benefits and cover:

  • Medical expenses up to £10 million (on silver and gold cover)
  • 24 hour emergency medical support - just a phone call away
  • Cancellation & curtailment cover
  • Cover for your possessions and money
  • Cover for travel delay and holiday abandonment
  • Over 50 sports and activities covered as standard
  • Gadget cover available (tablets, smartphones and more)

See full schedule of benefits

Holiday insurance – useful tips

It is important to arrange your holiday insurance at the time you book or plan a trip, so that you get the full benefit of the cancellation cover included in the policy.

If you are planning to go on holiday more than once in the next year, you should consider buying an annual holiday insurance policy; it could save you time and money.  You can get an instant quote for annual travel insurance from OUL Direct which will provide you with year round cover.

Get a quote for cheap holiday travel insurance from OUL Direct here: holiday insurance

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We recommend that you read the {defaultWording} to ensure that our travel insurance meets your requirements.

Key Benefits

  • For a specific trip or holiday of up to 3 months
  • Choose from 3 levels of cover to suit your budget
  • FREE cover for children under 18
  • Scheduled airline failure included on all policies
  • Excess waiver available
  • Golf and cruise cover extension
  • Business and wedding cover extension
  • Cover for winter sports available