Holiday Insurance

It is important that you answer these questions accurately. Click on the  for additional information which will help.

Important Information

All new policies include the following cover for COVID-19:

  • Cover for cancellation if you or anyone insured on your policy catch COVID-19 within 14 days of departure.
  • Cover for emergency medical treatment & repatriation, when medically necessary, if you catch COVID-19 whilst you are abroad.
  • Cover for additional accommodation & transport costs if you are unable to return home due to being told to self-isolate abroad (limits apply).

There is no cover for cancellation caused by a change in FCDO/government travel advice due to COVID-19 or any other pandemic.

There is no cover under any other section of the policy for anything caused by or relating to COVID-19 / Coronavirus / SARs COV 2, any mutation of COVID-19 / Coronavirus / SARs COV 2 or any pandemic or fear or threat of any of the above.

Our policies will not provide any cover if: You travel to a destination which is on the government’s red list or where the FCDO is advising against all, or all but essential travel. Please check the latest advice before you travel.

Looking for cover to travel against FCDO advice? Click here

More information about our policies and Coronavirus/Covid-19 »

Existing Customer?

Log In

Please list all of the countries you will be visiting on your trip.

Add Another Country


Whatever you’re doing on holiday, and wherever you’re going, holiday insurance doesn’t have to break the bank – cheap holiday insurance from OUL Direct means that you can get great value holiday insurance cover for you and your family, while knowing that you’re covered by respected underwriters and emergency medical assistance companies.

OUL Direct has all your holiday insurance needs covered, with a wide range of sports and activities covered as standard, as well as many exotic and adventurous activities able to be added to your holiday insurance cover.

Cover and benefits – Holiday insurance

Holiday insurance from OUL Direct provides the following benefits and cover:

  • Medical expenses up to £10 million (on silver and gold cover)
  • 24 hour emergency medical support - just a phone call away
  • Cancellation & curtailment cover
  • Cover for your possessions and money
  • Cover for travel delay and holiday abandonment
  • Over 50 sports and activities covered as standard
  • Gadget cover available (tablets, smartphones and more)

See full schedule of benefits

Holiday insurance – useful tips

It is important to arrange your holiday insurance at the time you book or plan a trip, so that you get the full benefit of the cancellation cover included in the policy.

If you are planning to go on holiday more than once in the next year, you should consider buying an annual holiday insurance policy; it could save you time and money.  You can get an instant quote for annual travel insurance from OUL Direct which will provide you with year round cover.

Get a quote for cheap holiday travel insurance from OUL Direct here: holiday insurance

Get a Quote

We recommend that you read the Policy Wording to ensure that our travel insurance meets your requirements.